Kalika Laghubitta Bittiya Sanstha Ltd. Waling

Kalilka Laghubitta Bittiya Sanstha Ltd. is a ‘D’ class bank licensed from Nepal Rastra Bank under the Bank and Financial Institution Act, 2063 and starting financial transaction in Bhadra, 4 2067.It modified conventional banking practice by removing the need for collateral and created a banking system based on mutual co-operation, trust, participation and accountability. KLBSL provides credit to the poorest of the poor in rural areas of different ethnic caste and different religion behave of fulfillment of their entrepreneurship dream, without any collateral and with scheme of collateral also according to KLBSL loan policy. At KLBSL, credit is a cost-effective weapon to fight poverty and it serves as a catalyst in the overall development of socio-economic conditions of the poor who have been kept outside the banking orbit.